Terms of Use

Ascend Solutions · Last updated: May 14, 2026 · Effective: May 14, 2026 · Operating since 2025

Section 01:Acceptance of Terms

By accessing or using the Ascend Solutions website, submitting forms, making a payment, or engaging with any of our services, you confirm that you are at least 18 years old and agree to be legally bound by these Terms of Use ("Terms"). We reserve the right to update these Terms at any time, with changes posted and dated accordingly.

Section 02:Services Provided

Ascend Solutions offers credit optimization consulting and business funding consulting, including:

• Credit repair and credit optimization consulting
• Business funding advisory and application assistance
• Financial coaching and credit education
• Document preparation and onboarding guidance
• Lead-magnet content (Credit Blueprint, Funding Blueprint)
• Affiliate referral program

Section 03:Credit Repair Disclosures (CROA)

Ascend Solutions is a credit repair organization governed by the federal Credit Repair Organizations Act (CROA), 15 U.S.C. § 1679 et seq. Under CROA you are entitled to the following rights:

• You have the right to dispute information yourself, for free, directly with the credit reporting agencies. You are not required to use our services.
• You have the right to cancel your contract with us within three (3) business days from the date you sign it, without any charge. To cancel, send written notice to contact@ascendingsolutions.co within that 3-day window.
• You have the right to a written contract describing the services we will perform, the total cost, the time within which results may be expected, and our address and contact information.
• You have the right to sue for damages under federal law if we violate CROA.

Section 04:90-Day Money-Back Guarantee

If we are unable to remove a single negative item from your credit report within ninety (90) days after the start of active dispute work (defined as the date we file your first round of disputes), you may request a full refund of the credit repair fees you paid us. The guarantee does not cover items that were removed and then re-reported by creditors. To request a refund under this guarantee, email contact@ascendingsolutions.co within ten (10) days of the 90-day period ending.

Section 05:SMS & Text Message Communications

Users who provide mobile numbers consent to receive automated and non-automated text messages from Ascend Solutions. Message types include service updates, account notifications, dispute round confirmations, appointment reminders, funding application status, and promotional offers.

Opt-Out Process: Reply STOP to any message to unsubscribe. Reply HELP for customer support, or contact us at contact@ascendingsolutions.co.

Data Protection: SMS consent and phone numbers collected for text messaging purposes will not be sold, rented, or shared with any third party for their own marketing use.

Section 06:User Responsibilities

By using our services, you agree to:

• Provide accurate, current, and complete information
• Maintain confidentiality of any account credentials or client portal logins
• Use our services only for lawful purposes
• Refrain from fraudulent or deceptive activity, including providing false credit information or impersonating another person
• Not reproduce, redistribute, or commercially use any of our website content, dispute templates, or methodology without our written consent
• Not attempt unauthorized access to our systems, servers, or other client accounts

Section 07:Payments & Fees

Fees are disclosed before engagement. Plan amounts are listed at scale.ascendingsolution.co/credit-repair. Payments process through Square, a PCI-compliant payment processor, and we do not store your full payment card details on our servers.

Section 08:Business Funding Services

Our funding services match you with third-party lender programs. We are not a lender and do not make credit decisions. Approval, terms, interest rates, and credit limits are determined solely by the lenders. We do not guarantee approval, funding amounts, or interest rates. Our fee for funding services is contingent — you only pay if you actually receive funding.

Section 09:Affiliate Program

Affiliates earn commissions for referring paying clients. Specific commission rates and terms are described on our affiliate signup page at scale.ascendingsolution.co/affiliate. Commissions are calculated on actual payments received from your referred clients and are paid monthly via the affiliate's chosen payout method (Venmo, Zelle, PayPal, or Cash App). We reserve the right to terminate any affiliate for fraud, deceptive practices, spam, harassment, or violation of these Terms.

Section 10:Disclaimer of Warranties

Section 11:Limitation of Liability

To the maximum extent permitted by law, Ascend Solutions is not liable for indirect, incidental, special, consequential, or punitive damages arising out of or relating to these Terms or our services.

Section 12:Intellectual Property

The Ascend Solutions name, logo, website content, dispute templates, methodology, training materials, and Credit Blueprint and Funding Blueprint lead magnets are protected by copyright and trademark laws. Users may not reproduce, distribute, or modify any of our content without our express written permission.

Section 13:Third-Party Links & Services

We accept no responsibility for third-party websites or services we link to or use, including but not limited to Square (payment processing), GoHighLevel (CRM and communications), our funding partner lenders, the credit bureaus, and any third-party blog or social media we link to.

Section 14:Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles. Any dispute arising out of or relating to these Terms or our services will be subject to the exclusive jurisdiction of the state and federal courts located in Alachua County, Florida.

Section 15:Termination

Section 16:Changes to These Terms

These Terms may be updated at any time with revised "Last updated" dates posted at the top of this page. Continued use of our services after changes constitutes acceptance of the revised Terms.