One company. Two engines.

Better credit. More capital.
Built for owners ready to grow.

Ascend Solutions runs two arms under one roof. We rebuild the credit profile that's been holding you back, then unlock the funding you need to scale. No hand-offs. No third parties. One team.

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FCRA-Trained
Every dispute, by the book
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Encrypted Portal
Bank-grade data security
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3 Bureaus
Equifax · Experian · TransUnion
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500+ Clients
Real Florida results
4.6 ★ Rated
Verified reviews

Two services. One mission.

Pick the engine you need. Most clients run both, in order. Fix the credit first, then unlock the capital.

From stuck to scaling, in 4 moves.

Most owners try to fix credit and chase capital at the same time. We sequence it so each step compounds the next.

01

Free audit

We pull your credit and review your funding profile. You see exactly where you stand and what's possible.

02

Repair what's broken

We file disputes to clear negatives on your behalf. New round every 30-45 days until the file is clean.

03

Unlock the capital

Once your profile qualifies, we match you with the right funding stack. Cards, lines, terms loans.

04

Scale forward

You walk away with cleaner credit, working capital, and a plan to keep both healthy long term.

Built for owners tired of runaround.

No call centers. No five-month contracts. No income guarantees. Just compliant work that moves the needle.

One team, two services

Most companies do credit OR funding. We do both, sequenced, so nothing falls through the cracks between hand-offs.

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We only take cases we can win

If your file isn't a fit, we tell you. No high-pressure pitch. No taking your money to fail.

Real reviews from real owners.

4.6
★★★★★ ★★★★★
500+ verified reviews · Hover to pause
★★★★★★★★★★

"They handled every dispute and got me from 562 to 681 in four months."

Devon W.

Credit Repair · 4.5

★★★★★★★★★★

"Got $85K in 0% APR cards funded in two weeks. Zero stress."

Marcus T.

Business Funding · 5.0

★★★★★★★★★★

"Over 80 points gained across all 3 bureaus. So grateful."

Stacy W.

Credit Repair · 4.8

★★★★★★★★★★

"Denied for an SBA loan. Came to Ascend, got a $120K LOC instead. Better terms anyway."

Priscilla M.

Business Funding · 4.5

★★★★★★★★★★

"I never thought my credit could recover this fast."

Adeyinka R.

Credit Repair · 4.7

★★★★★★★★★★

"From denied for a car loan to approved for the home. Life-changing."

Jackie R.

Credit Repair · 4.5

★★★★★★★★★★

"They handled every dispute and got me from 562 to 681 in four months."

Devon W.

Credit Repair · 4.5

★★★★★★★★★★

"Got $85K in 0% APR cards funded in two weeks. Zero stress."

Marcus T.

Business Funding · 5.0

★★★★★★★★★★

"Over 80 points gained across all 3 bureaus. So grateful."

Stacy W.

Credit Repair · 4.8

★★★★★★★★★★

"Denied for an SBA loan. Came to Ascend, got a $120K LOC instead. Better terms anyway."

Priscilla M.

Business Funding · 4.5

★★★★★★★★★★

"I never thought my credit could recover this fast."

Adeyinka R.

Credit Repair · 4.7

★★★★★★★★★★

"From denied for a car loan to approved for the home. Life-changing."

Jackie R.

Credit Repair · 4.5

Quick answers, before you commit.

Do I need credit repair before funding?
Often yes. Most lenders want a 680+ FICO and a clean trade line history before they greenlight 0% intro cards or sizable lines of credit. If your current file qualifies, we can start funding right away. If not, we sequence repair first so the funding stack actually works.
How much does it cost to start?
Credit repair starts at $499 one-time (Foundation plan) with no monthly fees. Business funding has no fee unless you actually get funded. Pricing details on each service page.
Is this legal? Is credit repair a scam?
Credit repair is fully legal under the federal FCRA (Fair Credit Reporting Act). Our work is also CROA-compliant, which is the federal law that regulates this industry. Funding intros are standard underwriting through real lenders. The "scam" reputation comes from companies that charge monthly fees forever and deliver nothing. We're one-time payment with a 90-day refund guarantee on credit work.
How long does the whole process take?
Credit repair: most clients see first removals in 30-45 days, full process 90-180 days. Funding: pre-qual in 24 hours, funded in 7-14 days once approved. If you need both, plan for a 90-180 day total runway.
What if I'm not a fit for either service?
We tell you upfront. The audit is free for a reason. We only take on clients we can actually move the needle for. If your file isn't workable today, we'll tell you what would need to change.
What states do you work with?
All 50. Credit reporting and business funding are federal markets, so we serve clients nationwide. We're headquartered in Florida.

Talk to a real person.

Questions before you start? We respond fast. No call centers, no pressure.

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Headquarters

Florida, USA

Serving all 50 states
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Hours

Mon – Fri · 9a – 6p ET

Same-day reply on weekdays

Ready to fix it and fund it?

Pick the service you need. The audit is free either way.

Start with credit repair → Explore business funding →
Get Started →